Sports Betting with POLi 2026 in New Zealand
Available in USA punter who wants to send money from a bank account straight into a betting balance, without a card and without an app, ends up at POLi fairly quickly. POLi is the closest thing New Zealand has to a domestic instant-banking rail for online merchants, and the betting pages of this market live or die on whether a bookmaker accepts it. The answer, in 2026, is narrower than the marketing does. Since 28 June 2025, the Racing Industry Act 2020 (as amended) leaves TAB NZ and its sister brand Betcha as the only operators allowed to take online sports and racing bets from people in New Zealand. POLi, as a payment method, sits inside that frame rather than around it.
This page works through what POLi actually does, how the banks treat it, which New Zealand-facing operators the cashier will let a punter reach through POLi, and what each path costs in time, fees and recourse when something goes wrong. The calculation is short; the choice is the long part.
Data current as of 26 October 2026, verified against the New Zealand Department of Internal Affairs register and the Racing Industry Act 2020.
Table of Contents
- Safer Gambling with POLi — What Stays to the Same Standard
- POLi Payments and Payout Speed — How the Rail Behaves
- The Two-Book Landscape in 2026 — TAB NZ, Betcha and the Offshore Field
- Top 2 New Zealand-Facing Bookmakers That Accept POLi
- TAB NZ and Betcha — Two Brands, One Operator
- Where the Law Stands — The Racing Industry Act and the duopoly’s Edge
- The Cashier Step-by-Step — POLi at TAB and Betcha
- The Verdict — Who Each Path Suits
- Practical Notes — What a Punter Checks Before Betting
- Frequently Asked Questions
Safer Gambling with POLi — What Stays to the Same Standard
The first thing to settle is that a payment method is not a safer-gambling tool. The harm-minimisation machinery in New Zealand is bolted to the operator, not to the rail. A punter using POLi at TAB NZ gets the same set of safeguards as a punter using a card: deposit limits set inside the TAB NZ app, time-outs, and self-exclusion that applies across both TAB and Betcha. Outside that pair, the picture changes shape.
TAB NZ lists deposit limits, time-outs and self-exclusion in its app, and points to the free Gambling Helpline at 0800 654 655 and the text line at 8006 for anyone who needs to talk. The levy funding this work sits at 0.74% of TAB NZ’s gross profits for the three years from 1 July 2025 to 30 June 2028. None of this travels with the payment method. A POLi deposit into an offshore account gets none of it.
What stays to the same standard across the market is the bank’s end. POLi works by passing the customer through to their own internet banking session, and the transaction is logged there like any other transfer. The bank’s own security — the two-factor prompts, the daily limits, the cooling-off timers — does not soften because the merchant is a bookmaker. For someone with a betting problem, that is the most useful safeguard on this page: the bank will keep saying “are you sure?” long after the bookmaker has stopped asking.
The harder question is what changes when the same punter leaves the licensed operator. Offshore bookmakers serving Kiwi customers in 2026 are not licensed by the Department of Internal Affairs and have no obligation to honour New Zealand harm-minimisation rules. The Department of Internal Affairs warns, on its own guidance, that such operators may be in jurisdictions with minimal consumer safeguards, may not return unspent credits and may not pay out large wins. POLi does not cure any of that. A faster rail into a worse-regulated book is still a worse-regulated book.
The numbers a problem gambler actually sees
The relevant figure is not the deposit method but the operating environment. A punter who has hit a self-exclusion at TAB NZ, or who has asked their bank to add a gambling block, can be confident the block holds inside the licensed pair. Outside it, the only working constraint is the bank’s own merchant code filter, and that varies by bank. Westpac, ASB, BNZ, ANZ and Kiwibank have all tightened the visibility of gambling transactions over the past two years, but none of them publish a comprehensive whitelist. The blunt fact: the choice of operator is the safer-gambling choice. The payment method is, at best, an enforcement backstop.
POLi Payments and Payout Speed — How the Rail Behaves
POLi, in plain terms, is an online banking-to-merchant handoff. The punter picks POLi at the checkout, chooses their bank from the listed list, signs into the bank’s own website through POLi’s redirect, and authorises the payment there. POLi itself never sees the password; the transaction is recorded as a direct credit from the bank account to the merchant. The slot is filled, the bet is on. From the punter’s perspective it is faster than a card because it skips the card-issuer rail, and it works on accounts that do not carry a debit card at all.
The price of that speed is the bank’s terms of service. Consumer NZ has reported that POLi’s flow requires the user to enter their internet banking credentials into the POLi redirect, that this breaches the published terms of ASB, BNZ and Westpac, and that it may breach the terms of ANZ and Kiwibank. POLi’s director has said no bank has taken a customer to task for POLi use, and that POLi is safe. Both statements can be true: a breach is a contractual matter between customer and bank, and banks can decline to enforce a clause even when it exists. The point for a punter is that the bank can enforce, on a case-by-case basis, if it chooses to. None of that risk is visible at the checkout.
Which banks POLi lists
POLi names ANZ, BNZ, ASB, Kiwibank, TSB, The Cooperative Bank and Westpac as supported banks in New Zealand, with Heartland also shown in its bank logos. The list matches the major retail banks of the country, with one important gap. POLi does not name any of the digital-only banks — those without a traditional internet banking site that a redirect can land on — and it does not name credit unions outside the cooperative bank. A punter banking with any of those is, in practice, locked out of POLi by architecture, not by policy.
Speed and fees
POLi payments are settled into the merchant’s account on the same working day for most banks, and the punter sees the balance update before they have closed the tab. There is no fee charged by POLi to the punter for the standard flow. The bank, if it has a per-transaction fee on outbound transfers, may charge one — that is bank-level and varies. Where POLi differs from a card payment is on the way back: POLi is a one-way rail. Refunds and withdrawals from the bookmaker go back through the same rails the bookmaker supports, which is rarely POLi. The punter who picked POLi for speed at the deposit moment is back on whatever withdrawal method the bookmaker’s cashier offers, at whatever speed that method carries.
Why this matters for a punter
The rail’s characteristics sit on a table. Most readers meet the same handful of trade-offs: same-day settlement in, slower path out, no card fees, banks’ own terms engaged. Where the rail actually matters is at the bank. A punter who knows their bank tolerates POLi, who already pays no outbound transfer fee, and who is depositing into an account that pays out the same way — that punter has the best case for using POLi at all. Anyone outside that pattern is paying a friction tax for a benefit that may not be there.
The Two-Book Landscape in 2026 — TAB NZ, Betcha and the Offshore Field
The hard part of this market is the shape of it. Since 28 June 2025, only two online brands may lawfully take sports and racing bets from a person in New Zealand, regardless of where that person is resident or incorporated: TAB NZ’s two sites, TAB and Betcha. There is no licence register for bookmakers because there is only one lawful operator group; there is no application process for another. The Department of Internal Affairs told providers serving New Zealand to withdraw with immediate effect when section 74AAA took effect, and the field has been a duopoly inside the country and a wider offshore list outside it ever since.
TAB NZ is run under a 25-year partnership signed with Entain in 2023. Entain operates the betting business and shares gross profits 50/50 with TAB NZ, with a floor of $150m a year going to TAB NZ for the first five years; Entain also paid a one-off $100m into the racing sector on signing. The structure matters because it explains why the second brand exists: Betcha is the online-only arm of the same operator group, designed to broaden the product range and reach punters who do not otherwise set foot on a TAB retail site. Betcha is not a rival to TAB. They share ownership, share harm-minimisation tools, share the same self-exclusion across both brands, and pay into the same Problem Gambling Levy.
What the offshore list looks like
The names a New Zealand punter actually meets on an offshore site — Sportaza, Rabona, Spinbara, Winz.io, BigClash, Boomerang Bet, Thunderpick, Betninja, LegendPlay, Golden Panda, BillyBets, Megapari — are not on a New Zealand whitelist. Some carry a current overseas licence; some carry none that is publicly visible. Each one describes itself as a global bookmaker and lists the New Zealand dollar in its cashier where it suits. None of them is approved by the Department of Internal Affairs. None of them is illegal for the punter by name, because section 19(4) of the Gambling Act 2003 (inserted in 2025) says an individual cannot be convicted for placing a bet with an offshore operator in breach of section 74AAA. The operator, not the punter, is the named target of the statute.
What that framing costs the punter is the easy half to miss. A bet placed with an offshore book is governed by that book’s own terms and the law of the jurisdiction the book is licensed in. The New Zealand Department of Internal Affairs publishes a short list of the practical risks: the operator may not return unspent credits, may not pay out a large win, and may be in a jurisdiction with minimal consumer safeguards. None of those statements is theoretical; they are the regulator’s own words. The punter who chooses an offshore book is choosing all of that, in exchange for whatever product range or price advantage the book offers.
What the duopoly gives its customers
TAB NZ and Betcha give a New Zealand punter a single, very full product: thoroughbred, harness and greyhound racing; Super Rugby Pacific, NRL, All Blacks, Black Caps, the Warriors and most other codes an NZ punter follows; live in-play betting through the app; Trackside live race streaming with in-app wagering; same-game multis; form, Blackbook and Jockey Challenge tools for racing; and a wallet that is built for the banks it can land on. The product is not the broadest in the world — a global bookmaker carries more esports markets, more novelty markets, more regional leagues — but it is the only one that carries the New Zealand regulatory protections, the New Zealand harm-minimisation tools, and a complaints path that ends at the Department of Internal Affairs. The duopoly has its limitations, not its absence of competition.
Top 2 New Zealand-Facing Bookmakers That Accept POLi
The shortlist is honest about what it is. Two New Zealand-licensed online brands; both belong to TAB NZ; both list POLi at the cashier; both carry the same harm-minimisation tools, the same Problem Gambling Levy contribution, and the same regulatory oversight. The differences between them sit in product, not in standing. A punter who picks one over the other is picking a feature set, not a safer book.
| Brand | New Zealand status | POLi stance on the operator’s own terms |
|---|---|---|
| TAB | TAB NZ brand (the only lawful operator) | POLi supported in the cashier; deposits from POLi settle same working day; withdrawals go through bank transfer, not POLi |
| Betcha | TAB NZ brand (the only lawful operator) | POLi supported in the cashier; deposits from POLi settle same working day; withdrawals go through bank transfer, not POLi |
The table makes the point visually. The two brands are the same operator in two product skins; the POLi behaviour at the cashier is the same on both. The punter who wants a third brand on the list is looking at a list the Department of Internal Affairs does not maintain.
What the table does not say
A punter who reads the table and concludes that POLi at TAB and Betcha is interchangeable on every dimension is missing the product difference. TAB carries the racing product first and the sports product second, because that is the structure it has always run on; the retail tote experience and Trackside live streaming live there. Betcha is the online-only arm of the same operator group and is built around a sports-first wallet, with racing folded in as a parallel product. A punter who bets mostly on the All Blacks or the NRL may find Betcha’s interface cleaner; a punter whose week runs through raceday at Ellerslie or Trentham will find TAB’s racing tools deeper. The cashier is the same on both. The product surface is not.
TAB NZ and Betcha — Two Brands, One Operator
TAB
TAB is the legacy brand of the TAB NZ group: the retail tote, the long-running app, the racing form tools, the Trackside live streaming channel that has run in New Zealand pubs and homes for decades. Its online wallet sits behind the same login and the same identity checks the retail network has used, with the addition of an in-app safer-gambling panel that exposes deposit limits, time-outs and self-exclusion in a way the retail network never can. The deposit methods on TAB’s cashier are POLi, debit card and the operator’s own prepaid instruments; the withdrawal path is bank transfer back to a verified New Zealand account in the same name. There is no bonus bet that the punter needs a code for; the operator’s own promotional terms describe eligibility by deposit method and minimum odds, not by a token.
The product width on TAB is shaped by the racing codes that are still running: thoroughbred and harness today, greyhound racing closing from 1 August 2026 as the greyhound code winds down in stages. From that date, offshore operators may not take bets on greyhound races either, which removes a product line from the offshore list at the same time it shrinks the TAB list. The sports product on TAB is full but follows the same fixed-odds and pool structure the rest of the industry runs on: Win, Place, Each Way, Quinella, Exacta, Trifecta, First Four, Double, Treble, Quaddie, Big6, and the same-game multis that group legs from a single event. Live in-play is listed in the app; the cashier at the desktop site runs as a parallel product with the same odds.
Where TAB pays its way is in the regulated frame. A punter who has a dispute over a settled bet, an unreturned withdrawal, or a bonus term that did not apply the way the marketing suggested can take the complaint to TAB NZ’s internal dispute path and, failing that, to the Department of Internal Affairs. That path is not a marketing line — it is the regulator’s own complaints function. The same path is closed to a punter who went offshore, by architecture rather than by accident.
Verdict: TAB is the right book for the punter whose week runs through raceday. The product is racing-first, the tools are racing-deep, and the cashier runs POLi through the same flow as any other New Zealand merchant. A punter who wants a sports-first surface, or who wants esports and novelty markets, will find the product narrower than a global bookmaker — and is being pointed to Betcha, not offshore.
Betcha
Betcha is the online-only arm of the TAB NZ group, built to broaden the product reach without forcing the punter through a retail tote experience. The product surface is sports-first: the same fixed-odds and pool structure as TAB, with same-game multis and live in-play laid out at the top of the navigation, and racing folded into a parallel rail rather than presented as the front door. Trackside live streaming is available through the TAB NZ app rather than the Betcha app; a punter who wants both live racing and a sports-first wallet ends up running both apps on the same identity.
The cashier on Betcha lists POLi alongside the operator’s own deposit instruments and the standard card rail. Deposits settle same working day; withdrawals go back through bank transfer to a verified New Zealand account, in the same name as the deposit. The safer-gambling panel exposes the same deposit limits, time-outs and self-exclusion the TAB app carries, with a self-exclusion flag that holds across both brands — a punter who excludes on Betcha is excluded on TAB, and vice versa. The Problem Gambling Levy contribution and the Department of Internal Affairs oversight apply identically.
Where Betcha spends its product budget is in the online-only surface: a cleaner sportsbook layout, more in-play markets laid out at the top of the page, and a wallet that is built for short, repeat deposits from a phone. A punter who places the same All Blacks or NRL multi every weekend will find Betcha’s flow faster than TAB’s; a punter whose weekend runs through racing form will find TAB’s product deeper. The honest framing is that the two brands sit on the same operator and the same cashier, and the punter picks the one whose product surface matches the bet they place most often.
Verdict: Betcha is the right book for the punter whose week runs through the NRL or the All Blacks. The cashier is the same as TAB on POLi, the safer-gambling tools are the same, and the regulatory frame is the same. A punter whose weekend is built around raceday form will want TAB’s racing tools and is being pointed there, not offshore.
Where the Law Stands — The Racing Industry Act and the duopoly’s Edge
The law that gives TAB NZ and Betcha the field is section 74AAA of the Racing Industry Act 2020, inserted by the Racing Industry Amendment Act 2025 and in force since 28 June 2025. The section reads narrowly: no person other than TAB NZ may offer racing betting, sports betting or other racing or sports betting to a person in New Zealand, regardless of where that person is resident or incorporated. The Racing Industry Act 2020 makes the breach a matter for the Department of Internal Affairs; the Department told providers serving New Zealand to withdraw with immediate effect when the section took effect.
The statute targets the operator, not the punter. Section 19(4) of the Gambling Act 2003, inserted in 2025, says an individual cannot be convicted for placing a bet with an offshore betting operator in breach of section 74AAA. No published penalty for a player was found. The honest framing is that betting with an offshore book from New Zealand is not illegal by name for the punter, and the operator is the named target of the statute.
The same statute does not block the offshore website at the network edge. New Zealand does not geo-block bookmaker sites; the statute puts liability on the offshore operator. The Online Casino Gambling Act 2026, which sits alongside, licenses online casino gambling only and does not license sports betting; TAB New Zealand’s winning the right to apply for a casino licence does not extend the betting monopoly. Greyhound racing is closing in stages from 1 August 2026, and from that date offshore operators may not take bets on greyhound races either.
Tax and the player
For the player, Inland Revenue guidance says recreational gambling winnings are generally not taxable, and prize money from TAB horse, dog and trotting races is not taxable. A punter who bets as a business is a different case — general information, not tax advice. The operator side is the part a punter hears about: TAB NZ pays the Problem Gambling Levy of 0.74% for the three years from 1 July 2025 to 30 June 2028; overseas operators supplying New Zealand residents pay an online gambling duty of 12% of profits since 1 July 2024, rising to 16% from 1 January 2027. A duty being payable does not make an offer lawful — the same offshore operator can be paying its duty and still be serving a market it is not licensed for. The payment of duty is the operator’s tax compliance; it is not the regulator’s approval.
The duopoly’s product frame
The duopoly’s edge is the regulatory frame, not the product width. The duopoly carries the New Zealand harm-minimisation tools, the New Zealand safer-gambling register, the Department of Internal Affairs complaints path, and the operator’s payment of the Problem Gambling Levy. The duopoly does not carry every esports market, every novelty market, or every regional league a global bookmaker carries — and a punter who wants those is being pointed to a real choice rather than told to ignore it.
The Cashier Step-by-Step — POLi at TAB and Betcha
The path a punter takes is short. On the TAB NZ cashier, the punter picks POLi from the deposit methods, picks their bank from POLi’s listed list (ANZ, BNZ, ASB, Kiwibank, TSB, The Cooperative Bank or Westpac), is redirected to their bank’s own internet banking session, signs in normally, and authorises the payment. POLi never sees the password; the transaction is recorded as a direct credit from the bank account to the merchant. The TAB wallet updates before the punter has closed the tab. The minimum deposit on the POLi flow is set by the operator’s own cashier, not by POLi, and is published in the deposit panel.
The withdrawal path is the part to read carefully. POLi is a one-way rail: it deposits into TAB NZ, it does not withdraw back. A punter who deposited through POLi is back on the operator’s withdrawal rail for the return trip, which is bank transfer to a verified New Zealand account in the same name as the deposit. The speed of the return trip depends on TAB NZ’s own processing window and the receiving bank’s credit window; the published window runs one to three working days for most withdrawals, longer for first-time withdrawals because of the name-match check. POLi’s role in the return trip is nil; the punter who picked POLi for deposit speed is back on whatever the operator’s withdrawal rail runs at.
Where POLi fails
POLi fails when the punter’s bank is not on the listed list. POLi does not name any of the digital-only banks — those without a traditional internet banking site that a redirect can land on — and it does not name credit unions outside the cooperative bank. The punter banking with any of those is, in practice, locked out of POLi by architecture, not by policy. The alternative rails on the TAB NZ cashier — debit card and the operator’s own prepaid instruments — cover most of those cases, but not all. A punter whose bank is not on POLi’s list and who does not carry a debit card falls back to the operator’s own prepaid instruments, which carry their own conditions.
POLi also fails when the punter’s bank decides to enforce its terms. The Consumer NZ reporting — that POLi’s flow requires internet banking credentials, that this breaches the published terms of ASB, BNZ and Westpac, and that it may breach the terms of ANZ and Kiwibank — is a standing risk. POLi’s director has said no bank has taken a customer to task for POLi use, and that POLi is safe. The honest framing is that the breach is a contractual matter between customer and bank, and banks can decline to enforce a clause even when it exists. A punter whose bank enforces is, in practice, looking at a closed POLi rail. None of that risk is visible at the checkout.
The shortest path
The shortest path is the one the punter who already banks at one of the listed banks and whose bank tolerates POLi will run. The same punter who also has a verified TAB NZ account and a deposit method that does not need a withdrawal rail will hit the cashier, run POLi, settle the bet, and walk away. The punter outside that pattern — wrong bank, untested bank tolerance, deposit method that needs a different withdrawal rail — is paying a friction tax that POLi’s marketing does not name.
The Verdict — Who Each Path Suits
The verdict runs along the rail, not along the brand. TAB and Betcha are the same operator; the choice between them is a product-surface choice, not a regulatory one. POLi is a fast domestic rail into the operator’s cashier, on the punter’s own bank terms, and the bank’s tolerance is the variable the punter does not see at the checkout. Offshore is the wider field for a punter who wants the product width a duopoly does not carry, and is the regulator’s stated risk for the punter who values the New Zealand harm-minimisation frame. Each path suits a different punter, and the punter who fits none of them has not read the bank terms or has not picked an operator.
For the raceday punter
TAB is the right book. The racing tools are deeper, the Trackside streaming lives there, the POLi flow is the same as Betcha’s. The punter who lives through the weekend form will not notice the difference between TAB and Betcha at the cashier, and will notice it everywhere else.
For the sports-first punter
Betcha is the right book. The sportsbook surface is cleaner, the in-play markets are at the top of the navigation, the POLi flow is the same as TAB’s. The punter who runs the same NRL or All Blacks multi every weekend will not pick TAB over Betcha for any reason that lives in the cashier.
For the punter who wants what the duopoly does not carry
Offshore is the field, with the regulator’s stated risks and no New Zealand complaints path. The duopoly does not carry every esports market, every novelty market, or every regional league a global bookmaker carries. A punter who wants those is making a choice the Department of Internal Affairs has flagged, in writing, on its own guidance: the operator may not return unspent credits, may not pay out a large win, may be in a jurisdiction with minimal consumer safeguards. None of that is theoretical.
For the punter who cares about harm minimisation
TAB and Betcha carry the New Zealand harm-minimisation frame. Deposit limits, time-outs, self-exclusion across both brands, the Problem Gambling Levy contribution, the Department of Internal Affairs oversight, the Gambling Helpline at 0800 654 655 and the text line at 8006. None of this travels with the payment method. A POLi deposit into an offshore account gets none of it. The safer-gambling choice is the operator choice, and the operator choice is the duopoly.
Practical Notes — What a Punter Checks Before Betting
The punter who reads this page to the end and walks away with a checklist has the right shape. The checklist runs through the operator, the rail, the bank, and the regulator’s complaints path.
On the operator, the punter checks that the book is one of the two New Zealand-licensed online brands: TAB or Betcha. Anything else is offshore, and offshore is the regulator’s stated risk.
On the rail, the punter checks that POLi is the operator’s deposit method of choice for the punter’s own bank, and that the operator’s withdrawal rail is one the punter can use for the return trip.
On the bank, the punter checks the bank’s own terms of service for the POLi flow, and the bank’s per-transaction fee on outbound transfers if any.
On the regulator’s complaints path, the punter checks that the operator’s internal dispute path is reachable and that the Department of Internal Affairs complaints function is the fallback. Offshore operators do not have this path.
The punter who runs the checklist on every deposit is the punter who gets the regulator’s frame and the rail’s speed. The punter who skips the checklist is the punter the regulator’s guidance is written for.
Frequently Asked Questions
Can I use POLi on betting sites in New Zealand?
Yes, on the two New Zealand-licensed online brands: TAB and Betcha. Both belong to TAB NZ, run under the Racing Industry Act 2020 (section 74AAA, in force since 28 June 2025), and list POLi at the cashier. POLi is not offered at offshore bookmakers serving New Zealand, because offshore bookmakers are not licensed to take New Zealand bets.
Do any sports betting sites accept POLi from a New Zealand bank?
TAB and Betcha are the two New Zealand-licensed online brands and both accept POLi from ANZ, BNZ, ASB, Kiwibank, TSB, The Cooperative Bank and Westpac. The deposit settles into the TAB NZ wallet on the same working day for most banks. POLi does not handle withdrawals, and the punter is back on the operator’s bank-transfer rail for the return trip.
What betting apps in New Zealand use POLi?
The TAB NZ app and the Betcha app both list POLi at the cashier. The TAB NZ app carries the Trackside live race streaming and the racing form tools, and the Betcha app is the sports-first surface of the same operator group. Self-exclusion set in either app applies across both brands, because both are operated by TAB NZ.
Which payment methods does TAB NZ accept, and where are they listed?
TAB NZ lists POLi, debit card and the operator’s own prepaid instruments at the cashier in the TAB NZ app and at the desktop cashier on the TAB NZ website. There is no statutory payment rule for betting accounts; the methods and limits are operator-level and come only from TAB NZ’s terms. Withdrawals go back through bank transfer to the verified account described.
Which bookmaker may lawfully take sports and racing bets in New Zealand?
TAB NZ, through its two online brands, TAB and Betcha. Section 74AAA of the Racing Industry Act 2020 (in force since 28 June 2025) makes TAB NZ the only provider lawfully offering racing and sports betting to people in New Zealand, regardless of where they are resident or incorporated. The Department of Internal Affairs told providers serving New Zealand to withdraw with immediate effect when the section took effect, and there is no licence route for another bookmaker.
What does a punter lose by betting with a bookmaker that has no New Zealand licence?
The New Zealand regulatory frame: the harm-minimisation tools (deposit limits, time-outs, self-exclusion across brands), the Problem Gambling Levy contribution, the Department of Internal Affairs oversight, and the regulator’s complaints path. The Department of Internal Affairs warns, on its own guidance, that such operators may be in jurisdictions with minimal consumer safeguards, may not return unspent credits and may not pay out large wins. Section 19(4) of the Gambling Act 2003 says a punter cannot be convicted for placing such a bet; the statute targets the operator, not the punter.
Prepared by the Nzinstantbanking editorial staff.
